:root {
  --ink: #0a0a0b;
  --charcoal: #151517;
  --paper: #f7f5ef;
  --white: #ffffff;
  --gold: #b89653;
  --gold-dark: #7e622f;
  --muted: #66645f;
  --line: rgba(10, 10, 11, 0.15);
  --dark-line: rgba(255, 255, 255, 0.14);
  --serif: Georgia, "Times New Roman", serif;
  --sans: Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  --shadow: 0 24px 80px rgba(0, 0, 0, 0.14);
  --radius: 2px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: var(--sans);
  font-size: 16px;
  line-height: 1.65;
  text-rendering: optimizeLegibility;
}
img { display: block; max-width: 100%; }
a { color: inherit; text-decoration-thickness: 1px; text-underline-offset: 4px; }
button, input, select, textarea { font: inherit; }
button, .button, a { -webkit-tap-highlight-color: transparent; }
:focus-visible { outline: 3px solid #d2b46f; outline-offset: 3px; }
.skip-link { position: absolute; left: 1rem; top: -100px; background: white; color: black; padding: .75rem 1rem; z-index: 100; }
.skip-link:focus { top: 1rem; }

.container { width: min(1180px, calc(100% - 40px)); margin: 0 auto; }
.narrow { width: min(800px, calc(100% - 40px)); margin: 0 auto; }
.eyebrow { margin: 0 0 1rem; color: var(--gold-dark); font-size: .75rem; font-weight: 800; letter-spacing: .17em; text-transform: uppercase; }
.dark .eyebrow, .hero .eyebrow { color: #d9bc78; }
h1, h2, h3 { margin: 0; font-family: var(--serif); font-weight: 500; line-height: 1.05; letter-spacing: -.025em; }
h1 { max-width: 850px; font-size: clamp(3rem, 7vw, 6.9rem); }
h2 { font-size: clamp(2.25rem, 5vw, 4.5rem); }
h3 { font-size: clamp(1.25rem, 2vw, 1.65rem); }
p { margin: 0; }
.lede { max-width: 740px; color: #454440; font-size: clamp(1.08rem, 2vw, 1.35rem); line-height: 1.55; }
.dark .lede { color: rgba(255,255,255,.72); }
.section { padding: clamp(5rem, 9vw, 9rem) 0; }
.section-head { display: grid; grid-template-columns: 1fr 1fr; gap: 3rem; align-items: end; margin-bottom: clamp(2.5rem, 5vw, 5rem); }
.section-head .lede { justify-self: end; }
.dark { color: white; background: var(--ink); }
.white { background: white; }

.site-header { position: sticky; top: 0; z-index: 50; border-bottom: 1px solid var(--line); background: rgba(247,245,239,.94); backdrop-filter: blur(14px); }
.nav-wrap { min-height: 82px; display: flex; align-items: center; justify-content: space-between; gap: 1.5rem; }
.brand { flex: 0 0 auto; text-decoration: none; }
.brand img { width: 270px; height: auto; }
.site-nav { display: flex; align-items: center; gap: 1.05rem; }
.site-nav a { font-size: .82rem; font-weight: 700; letter-spacing: .04em; text-decoration: none; }
.site-nav a:not(.button):hover { color: var(--gold-dark); }
.menu-toggle { display: none; border: 0; background: transparent; width: 44px; height: 44px; padding: 10px; }
.menu-toggle span { display: block; height: 2px; margin: 6px 0; background: var(--ink); }

.button { display: inline-flex; min-height: 48px; align-items: center; justify-content: center; gap: .55rem; padding: .8rem 1.15rem; border: 1px solid var(--ink); border-radius: var(--radius); background: var(--ink); color: white; font-size: .82rem; font-weight: 800; letter-spacing: .05em; line-height: 1; text-decoration: none; text-transform: uppercase; transition: transform .2s ease, background .2s ease, color .2s ease; cursor: pointer; }
.button:hover { transform: translateY(-2px); }
.button.gold { border-color: var(--gold); background: var(--gold); color: var(--ink); }
.button.ghost { border-color: rgba(255,255,255,.5); background: transparent; color: white; }
.button.light { border-color: white; background: white; color: var(--ink); }
.text-link { display: inline-flex; gap: .45rem; align-items: center; font-weight: 800; text-decoration: none; }
.text-link::after { content: "→"; transition: transform .2s ease; }
.text-link:hover::after { transform: translateX(5px); }

.hero { position: relative; overflow: hidden; padding: clamp(5rem, 11vw, 10rem) 0 4rem; color: white; background: var(--ink); }
.hero::after { content: ""; position: absolute; inset: 0 0 0 auto; width: 38%; border-left: 1px solid rgba(212,182,110,.16); background: repeating-linear-gradient(90deg, transparent 0, transparent 72px, rgba(255,255,255,.025) 73px); pointer-events: none; }
.hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: minmax(0,1.1fr) minmax(320px,.9fr); gap: clamp(2.5rem, 6vw, 6rem); align-items: center; }
.hero h1 span { color: #d4b66e; }
.hero h1 { font-size: clamp(3rem, 5.8vw, 5.8rem); }
.hero-copy > p:not(.eyebrow) { max-width: 650px; margin-top: 1.75rem; color: rgba(255,255,255,.72); font-size: clamp(1.08rem, 2vw, 1.3rem); }
.hero-actions { display: flex; flex-wrap: wrap; gap: .8rem; margin-top: 2.25rem; }
.hero-license { margin-top: 1.2rem !important; color: rgba(255,255,255,.58) !important; font-size: .78rem !important; font-weight: 700; letter-spacing: .035em; }
.hero-media { position: relative; min-height: 470px; margin: 0; overflow: hidden; border: 1px solid rgba(212,182,110,.38); box-shadow: 0 30px 80px rgba(0,0,0,.28); }
.hero-media img { width: 100%; height: 100%; min-height: 470px; object-fit: cover; }
.hero-media::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, transparent 50%, rgba(0,0,0,.72)); pointer-events: none; }
.hero-media figcaption { position: absolute; z-index: 1; left: 1.2rem; right: 1.2rem; bottom: 1rem; color: rgba(255,255,255,.82); font-size: .75rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; }
.credential { border-top: 1px solid var(--dark-line); padding-top: 1.5rem; }
.credential strong, .credential span { display: block; }
.credential strong { font-family: var(--serif); font-size: 1.35rem; font-weight: 500; }
.credential span { color: rgba(255,255,255,.65); font-size: .86rem; }
.credential .independent { margin-top: 1.2rem; color: #d9bc78; font-size: .72rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; }
.hero-proof { position: relative; z-index: 1; display: grid; grid-template-columns: repeat(3,1fr); gap: 0; margin-top: clamp(4rem, 8vw, 7rem); border-top: 1px solid var(--dark-line); }
.hero-proof div { padding: 1.5rem 1.4rem 0 0; }
.hero-proof div + div { border-left: 1px solid var(--dark-line); padding-left: 1.4rem; }
.hero-proof strong { display: block; font-family: var(--serif); font-size: 1.35rem; font-weight: 500; }
.hero-proof span { color: rgba(255,255,255,.62); font-size: .82rem; }

.split { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(3rem,7vw,7rem); align-items: start; }
.distinction { border: 1px solid var(--line); background: white; box-shadow: var(--shadow); }
.distinction article { padding: 2rem; }
.distinction article + article { border-top: 1px solid var(--line); }
.distinction h3 { margin-bottom: .7rem; }
.distinction p { color: var(--muted); }
.distinction .you { border-left: 4px solid var(--gold); }
.check-list { margin: 2rem 0 0; padding: 0; list-style: none; display: grid; gap: .75rem; }
.check-list li { position: relative; padding-left: 1.6rem; }
.check-list li::before { content: "—"; position: absolute; left: 0; color: var(--gold-dark); font-weight: 800; }

.scenario-grid { display: grid; grid-template-columns: repeat(3,1fr); border-top: 1px solid var(--dark-line); border-left: 1px solid var(--dark-line); }
.scenario { min-height: 190px; padding: 1.7rem; border-right: 1px solid var(--dark-line); border-bottom: 1px solid var(--dark-line); }
.scenario .number { display: block; margin-bottom: 2rem; color: #d9bc78; font-size: .72rem; font-weight: 800; letter-spacing: .12em; }
.scenario p { margin-top: .7rem; color: rgba(255,255,255,.62); font-size: .92rem; }

.claims-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 1px; background: var(--line); border: 1px solid var(--line); }
.claim-card { min-height: 210px; padding: 1.6rem; background: var(--paper); }
.claim-card h3 { margin-bottom: 1rem; }
.claim-card p { color: var(--muted); font-size: .92rem; }

.process { counter-reset: step; display: grid; grid-template-columns: repeat(4,1fr); }
.process article { position: relative; min-height: 240px; padding: 1.7rem; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.process article + article { border-left: 1px solid var(--line); }
.process article::before { counter-increment: step; content: "0" counter(step); display: block; margin-bottom: 3.5rem; color: var(--gold-dark); font-size: .78rem; font-weight: 800; letter-spacing: .14em; }
.process p { margin-top: .75rem; color: var(--muted); font-size: .9rem; }
.outcome-note { margin-top: 1.4rem; color: var(--muted); font-size: .85rem; }

.contractor { position: relative; overflow: hidden; }
.contractor .panel { position: relative; z-index: 2; width: min(760px,100%); padding: clamp(2rem,6vw,5rem); border: 1px solid rgba(212,182,110,.45); background: #111113; }
.contractor .panel h2 { max-width: 680px; }
.contractor .panel .lede { margin: 1.5rem 0 2rem; }
.contractor-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem 2rem; margin: 2rem 0; padding-top: 2rem; border-top: 1px solid var(--dark-line); }
.contractor-grid p { color: rgba(255,255,255,.68); font-size: .92rem; }

.about-card { display: grid; grid-template-columns: 310px 1fr; border: 1px solid var(--line); background: white; }
.about-mark { display: grid; place-items: center; min-height: 360px; padding: 2rem; border-right: 1px solid var(--line); background: var(--paper); }
.about-mark img { width: 190px; opacity: .92; }
.about-copy { padding: clamp(2rem,6vw,5rem); }
.about-copy h3 { margin: .5rem 0 1.2rem; font-size: clamp(2rem,4vw,3.4rem); }
.about-copy p { max-width: 670px; color: var(--muted); }
.license-line { margin-top: 2rem; padding-top: 1.5rem; border-top: 1px solid var(--line); font-weight: 800; }

.company-links { background: var(--paper); }
.company-link-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; border: 1px solid var(--line); background: var(--line); }
.company-link-grid a { display: flex; min-height: 260px; flex-direction: column; justify-content: space-between; padding: clamp(1.7rem,4vw,3rem); background: white; text-decoration: none; transition: background .2s ease, color .2s ease; }
.company-link-grid a:hover { background: var(--ink); color: white; }
.company-link-grid span { color: var(--gold-dark); font-size: .75rem; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; }
.company-link-grid strong { max-width: 470px; font-family: var(--serif); font-size: clamp(1.5rem,3vw,2.2rem); font-weight: 500; line-height: 1.15; }
.company-link-grid em { font-style: normal; font-size: .82rem; font-weight: 800; text-transform: uppercase; }

.editorial-hero { display: grid; grid-template-columns: 1fr 1fr; min-height: 620px; color: white; background: var(--ink); }
.editorial-hero-copy { display: flex; flex-direction: column; justify-content: center; padding: clamp(3rem,7vw,7rem) max(20px, calc((100vw - 1180px)/2)); padding-right: clamp(2rem,6vw,6rem); }
.editorial-hero-copy h1 { font-size: clamp(3rem,6vw,6rem); }
.editorial-hero-copy .lede { margin-top: 1.5rem; }
.editorial-hero-media { min-height: 620px; }
.editorial-hero-media img { width: 100%; height: 100%; object-fit: cover; }
.story-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: clamp(3rem,8vw,8rem); align-items: start; }
.story-aside { position: sticky; top: 120px; padding: 2rem; border-top: 3px solid var(--gold); background: white; box-shadow: var(--shadow); }
.story-aside img { width: 150px; margin-bottom: 1.5rem; }
.story-aside strong { display: block; font-family: var(--serif); font-size: 1.5rem; font-weight: 500; }
.story-aside span { display: block; color: var(--muted); font-size: .85rem; }
.story-copy h2 { margin-bottom: 1.5rem; }
.story-copy h3 { margin: 2.5rem 0 .8rem; }
.story-copy p { margin-bottom: 1.2rem; color: #454440; }
.value-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 1px; background: var(--dark-line); border: 1px solid var(--dark-line); }
.value-grid article { min-height: 260px; padding: 2rem; background: var(--ink); }
.value-grid h3 { margin-bottom: 1rem; }
.value-grid p { color: rgba(255,255,255,.64); }
.why-intro { display: grid; grid-template-columns: 1.1fr .9fr; gap: clamp(3rem,8vw,8rem); align-items: center; }
.why-intro img { width: 100%; min-height: 480px; object-fit: cover; box-shadow: var(--shadow); }
.why-list { border-top: 1px solid var(--line); }
.why-row { display: grid; grid-template-columns: 80px 1fr 1fr; gap: 2rem; padding: 2rem 0; border-bottom: 1px solid var(--line); }
.why-row > span { color: var(--gold-dark); font-size: .78rem; font-weight: 800; letter-spacing: .14em; }
.why-row p { color: var(--muted); }
.license-panel { padding: clamp(2rem,5vw,4rem); border: 1px solid var(--dark-line); background: #111113; }
.license-panel dl { display: grid; grid-template-columns: 1fr 1fr; gap: 1.3rem 2rem; margin: 2rem 0 0; }
.license-panel dt { color: #d9bc78; font-size: .72rem; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
.license-panel dd { margin: .25rem 0 0; color: white; }

.decision-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 1px; border: 1px solid var(--line); background: var(--line); }
.decision-grid article { min-height: 210px; padding: 2rem; background: var(--paper); }
.decision-grid span { display: block; margin-bottom: 2rem; color: var(--gold-dark); font-size: .75rem; font-weight: 800; letter-spacing: .14em; }
.decision-grid p { margin-top: .75rem; color: var(--muted); }
.section-link { margin-top: 1.8rem; }
.compact-process { grid-template-columns: repeat(3,1fr); }
.path-grid { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(3rem,7vw,7rem); }
.path-grid h2 { font-size: clamp(2.3rem,4vw,4rem); }
.path-grid .lede { margin: 1.4rem 0 2rem; }
.path-divider { padding-left: clamp(3rem,7vw,7rem); border-left: 1px solid var(--dark-line); }
.home-company-links { display: flex; flex-wrap: wrap; gap: 1.5rem 2.5rem; margin-top: 2rem; }
.home-final { text-align: center; }
.home-final .lede { margin: 1.5rem auto 0; }
.home-final .hero-actions { justify-content: center; }

/* Homepage concept B — authority and conversion */
.b-hero { position: relative; min-height: 720px; display: flex; align-items: end; overflow: hidden; color: white; background: var(--ink); }
.b-hero-bg, .b-hero-shade { position: absolute; inset: 0; width: 100%; height: 100%; }
.b-hero-bg { object-fit: cover; filter: saturate(.7) contrast(1.05); }
.b-hero-shade { background: linear-gradient(90deg, rgba(5,5,6,.96) 0%, rgba(5,5,6,.82) 48%, rgba(5,5,6,.42) 100%), linear-gradient(0deg, rgba(5,5,6,.8), transparent 55%); }
.b-hero-inner { position: relative; z-index: 1; display: grid; grid-template-columns: 1fr 310px; gap: clamp(3rem,8vw,8rem); align-items: end; padding-top: 8rem; padding-bottom: 5rem; }
.b-hero-copy h1 { max-width: 900px; font-size: clamp(3.4rem,7vw,7rem); }
.b-hero-copy > p:not(.eyebrow) { max-width: 720px; margin-top: 1.7rem; color: rgba(255,255,255,.76); font-size: clamp(1.08rem,2vw,1.3rem); }
.b-credential { padding: 1.7rem; border: 1px solid rgba(217,188,120,.55); background: rgba(10,10,11,.8); backdrop-filter: blur(12px); }
.b-credential span { color: #d9bc78; font-size: .72rem; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; }
.b-credential strong { display: block; margin: .35rem 0 .4rem; font-family: var(--serif); font-size: 1.8rem; font-weight: 500; }
.b-credential p { color: rgba(255,255,255,.68); font-size: .86rem; }
.b-credential hr { margin: 1.4rem 0; border: 0; border-top: 1px solid var(--dark-line); }
.b-signal { padding: clamp(4rem,8vw,7rem) 0; background: #111113; color: white; }
.b-signal-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: clamp(3rem,8vw,8rem); }
.b-signal h2 { font-size: clamp(2.7rem,5vw,5rem); }
.b-issue-list { border-top: 1px solid var(--dark-line); }
.b-issue-list a { display: grid; grid-template-columns: 44px .75fr 1.25fr; gap: 1rem; align-items: center; padding: 1.15rem 0; border-bottom: 1px solid var(--dark-line); text-decoration: none; }
.b-issue-list span { color: #d9bc78; font-size: .72rem; font-weight: 800; letter-spacing: .12em; }
.b-issue-list strong { font-family: var(--serif); font-size: 1.18rem; font-weight: 500; }
.b-issue-list em { color: rgba(255,255,255,.58); font-size: .85rem; font-style: normal; }
.b-trust-grid { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(3rem,8vw,8rem); align-items: end; }
.b-trust .text-link { margin-top: 2rem; }
.b-steps { border-top: 1px solid var(--line); }
.b-steps article { display: grid; grid-template-columns: 110px .8fr 1.2fr; gap: 2rem; align-items: baseline; padding: 2rem 0; border-bottom: 1px solid var(--line); }
.b-steps span { color: var(--gold-dark); font-size: .75rem; font-weight: 800; letter-spacing: .14em; }
.b-steps div { display: contents; }
.b-steps p { color: var(--muted); }
.b-routes { padding: clamp(5rem,9vw,9rem) 0; }
.b-route-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; border: 1px solid var(--dark-line); background: var(--dark-line); }
.b-route-grid article { min-height: 430px; display: flex; flex-direction: column; align-items: flex-start; justify-content: flex-end; padding: clamp(2rem,5vw,4rem); background: var(--ink); }
.b-route-grid h2 { font-size: clamp(2.5rem,4vw,4.2rem); }
.b-route-grid p:not(.eyebrow) { max-width: 500px; margin: 1.3rem 0 2rem; color: rgba(255,255,255,.66); }
.b-final h2 { max-width: 950px; }
.b-final .hero-actions { align-items: center; }

/* Homepage concept C — premium editorial */
.concept-c { background: #f3f0e8; }
.c-header { background: rgba(255,255,255,.94); }
.c-hero { overflow: hidden; padding: clamp(5rem,9vw,9rem) 0; background: #f3f0e8; }
.c-hero-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: clamp(3rem,7vw,7rem); align-items: center; }
.c-hero-copy h1 { font-size: clamp(4.5rem,9vw,9rem); line-height: .85; }
.c-intro { max-width: 620px; margin-top: 2rem; color: #3f3d38; font-size: clamp(1.1rem,2vw,1.4rem); }
.c-call { align-self: center; font-family: var(--serif); font-size: 1.15rem; text-decoration: none; }
.c-license { margin-top: 2rem; color: var(--muted); font-size: .76rem; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; }
.c-collage { position: relative; min-height: 660px; }
.c-collage figure { margin: 0; overflow: hidden; box-shadow: var(--shadow); }
.c-image-primary { position: absolute; inset: 0 0 70px 70px; }
.c-image-secondary { position: absolute; left: 0; bottom: 0; width: 44%; height: 270px; border: 10px solid #f3f0e8; }
.c-collage img { width: 100%; height: 100%; object-fit: cover; }
.c-stamp { position: absolute; right: -10px; bottom: 15px; display: grid; place-items: center; width: 150px; height: 150px; border: 1px solid var(--gold-dark); border-radius: 50%; background: #f3f0e8; color: var(--gold-dark); font-size: .68rem; font-weight: 800; letter-spacing: .12em; line-height: 1.5; text-align: center; text-transform: uppercase; transform: rotate(-8deg); }
.c-statement { padding: clamp(6rem,11vw,11rem) 0; color: white; background: var(--ink); text-align: center; }
.c-statement h2 { font-size: clamp(3rem,7vw,6.5rem); }
.c-statement p:not(.eyebrow) { max-width: 720px; margin: 2rem auto 0; color: rgba(255,255,255,.68); font-size: clamp(1.05rem,2vw,1.3rem); }
.c-dossier-head { display: flex; justify-content: space-between; gap: 3rem; align-items: end; margin-bottom: 4rem; }
.c-dossier-head h2 { max-width: 820px; }
.c-dossier-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 1.2rem; }
.c-dossier-grid article { min-height: 340px; display: flex; flex-direction: column; justify-content: space-between; padding: 2rem; border: 1px solid var(--line); background: #f7f5ef; }
.c-dossier-grid span { color: var(--gold-dark); font-size: .72rem; font-weight: 800; letter-spacing: .13em; text-transform: uppercase; }
.c-dossier-grid h3 { margin-top: auto; font-size: clamp(1.8rem,3vw,2.5rem); }
.c-dossier-grid p { margin-top: 1.1rem; color: var(--muted); }
.c-method > .container { display: grid; grid-template-columns: .95fr 1.05fr; gap: clamp(3rem,8vw,8rem); }
.c-method-intro { position: sticky; top: 130px; align-self: start; }
.c-method-intro h2 { font-size: clamp(2.8rem,5vw,5rem); }
.c-method-list { border-top: 1px solid var(--dark-line); }
.c-method-list article { display: grid; grid-template-columns: 70px 1fr; gap: 1.5rem; padding: 2.2rem 0; border-bottom: 1px solid var(--dark-line); }
.c-method-list span { color: #d9bc78; font-size: .75rem; font-weight: 800; letter-spacing: .14em; }
.c-method-list p { margin-top: .7rem; color: rgba(255,255,255,.62); }
.c-honesty { padding: clamp(5rem,9vw,9rem) 0; background: #d4b66e; }
.c-honesty-grid { display: grid; grid-template-columns: 100px 1fr auto; gap: clamp(2rem,5vw,5rem); align-items: center; }
.c-quote { align-self: start; font-family: var(--serif); font-size: 9rem; line-height: .7; }
.c-honesty .eyebrow { color: #4f3d1c; }
.c-honesty h2 { max-width: 880px; }
.c-honesty .lede { margin-top: 1.2rem; color: rgba(10,10,11,.72); }
.c-paths > .container { display: grid; grid-template-columns: 1.15fr .85fr; gap: 1.2rem; }
.c-path-card { min-height: 460px; display: flex; flex-direction: column; align-items: flex-start; justify-content: flex-end; padding: clamp(2rem,5vw,4rem); border: 1px solid var(--line); background: #f3f0e8; }
.c-path-card h2 { font-size: clamp(2.6rem,5vw,4.8rem); }
.c-path-card p:not(.eyebrow) { max-width: 530px; margin: 1.2rem 0 2rem; color: var(--muted); }
.c-path-dark { color: white; background: var(--ink); }
.c-path-dark p:not(.eyebrow) { color: rgba(255,255,255,.66); }

/* Premium interior pages */
.premium-inner { background: #f3f0e8; }
.premium-inner .c-header { background: rgba(255,255,255,.94); }
.premium-inner .page-hero { position: relative; min-height: 520px; display: flex; align-items: flex-end; overflow: hidden; padding: clamp(5rem,9vw,8rem) 0; border-bottom: 1px solid var(--line); color: var(--ink); background: #f3f0e8; }
.premium-inner .page-hero::before { content: ""; position: absolute; left: max(20px, calc((100vw - 1180px)/2)); top: clamp(3rem,6vw,5rem); width: 72px; height: 3px; background: var(--gold); }
.premium-inner .page-hero::after { content: ""; position: absolute; width: clamp(280px,36vw,560px); height: clamp(280px,36vw,560px); right: -12%; top: -36%; border: 1px solid rgba(126,98,47,.25); border-radius: 50%; pointer-events: none; }
.premium-inner .page-hero .container { position: relative; z-index: 1; }
.premium-inner .page-hero h1 { max-width: 1000px; font-size: clamp(3.6rem,7vw,7rem); line-height: .92; }
.premium-inner .page-hero .lede { max-width: 760px; margin-top: 1.8rem; color: #454440; }
.premium-inner .page-hero .breadcrumbs { color: var(--muted); }
.premium-inner .page-hero .breadcrumbs a { color: var(--ink); }
.premium-inner .page-hero .hero-actions .ghost { border-color: var(--ink); color: var(--ink); }
.premium-inner .section:not(.dark):not(.white) { background: #f3f0e8; }
.premium-inner .white { background: #fff; }
.premium-inner .section-head { align-items: start; }
.premium-inner .section-head h2 { max-width: 780px; }
.premium-inner .split { align-items: center; }
.premium-inner .distinction { border: 0; border-top: 3px solid var(--gold); box-shadow: 0 18px 60px rgba(0,0,0,.08); }
.premium-inner .distinction article { padding: clamp(1.7rem,4vw,2.7rem); }
.premium-inner .claims-grid { gap: 1.2rem; border: 0; background: transparent; }
.premium-inner .claim-card { min-height: 240px; display: flex; flex-direction: column; justify-content: flex-end; border: 1px solid var(--line); background: #f3f0e8; }
.premium-inner .claim-card:first-child { border-top: 3px solid var(--gold); }
body:has(.site-nav a[href="/for-contractors/"][aria-current="page"]) .claims-grid .claim-card h3 { display: flex; align-items: flex-end; min-height: 2.1em; }
.premium-inner .process { gap: 1.2rem; }
.premium-inner .process article { min-height: 280px; border: 1px solid var(--line); background: #f3f0e8; }
.premium-inner .process article + article { border-left: 1px solid var(--line); }
.premium-inner .scenario-grid { gap: 1px; }
.premium-inner .value-grid { gap: 1px; }
.premium-inner .why-row { grid-template-columns: 90px .8fr 1.2fr; padding: 2.4rem 0; }
.premium-inner .why-intro img { border: 1px solid var(--line); box-shadow: none; }
.premium-inner .resource-grid { gap: 1.2rem; }
.premium-inner .resource-card { min-height: 340px; border: 1px solid var(--line); background: #f3f0e8; box-shadow: none; }
.premium-inner .resource-card:first-child { border-top: 3px solid var(--gold); }
.premium-inner .filter-bar { padding-bottom: 2rem; border-bottom: 1px solid var(--line); }
.premium-inner .article { background: #f3f0e8; }
.premium-inner .article-head { position: relative; overflow: hidden; padding-top: clamp(5rem,9vw,8rem); background: #f3f0e8; }
.premium-inner .article-head::after { content: ""; position: absolute; width: 420px; height: 420px; right: -160px; top: -230px; border: 1px solid rgba(126,98,47,.22); border-radius: 50%; pointer-events: none; }
.premium-inner .article-head .container { position: relative; z-index: 1; }
.premium-inner .article-head h1 { max-width: 1000px; line-height: .95; }
.premium-inner .prose { background: #fff; }
.premium-inner .prose .notice { border-left-color: var(--gold); background: #f3f0e8; }
.premium-inner .editorial-hero { min-height: 660px; border-bottom: 1px solid var(--line); color: var(--ink); background: #f3f0e8; }
.premium-inner .editorial-hero-copy { position: relative; }
.premium-inner .editorial-hero-copy::before { content: ""; width: 72px; height: 3px; margin-bottom: 2.5rem; background: var(--gold); }
.premium-inner .editorial-hero-copy h1 { font-size: clamp(3.5rem,6.4vw,6.5rem); line-height: .92; }
.premium-inner .editorial-hero-copy .lede { color: #454440; }
.premium-inner .editorial-hero-copy .breadcrumbs { color: var(--muted); }
.premium-inner .editorial-hero-copy .breadcrumbs a { color: var(--ink); }
.premium-inner .editorial-hero-media { min-height: 660px; padding: 3rem 3rem 3rem 0; }
.premium-inner .editorial-hero-media img { border: 1px solid var(--line); box-shadow: var(--shadow); }
.premium-inner .story-aside { border-top: 3px solid var(--gold); box-shadow: 0 18px 60px rgba(0,0,0,.08); }
.premium-inner .areas { align-items: center; }
.premium-inner .place-list span { border-color: var(--line); background: rgba(255,255,255,.5); }
.premium-inner .claim-form { border-top: 4px solid var(--gold); box-shadow: 0 24px 80px rgba(0,0,0,.2); }
.premium-inner .contact-grid { align-items: start; }
.premium-inner .faq-list details { background: rgba(255,255,255,.22); }
.premium-inner .faq-list summary, .premium-inner .faq-list details p { padding-left: 1rem; }

.areas { display: grid; grid-template-columns: 1fr 1.2fr; gap: 3rem; }
.place-list { display: flex; flex-wrap: wrap; gap: .6rem; align-content: start; }
.place-list span { padding: .55rem .8rem; border: 1px solid var(--dark-line); color: rgba(255,255,255,.76); font-size: .85rem; }

.faq-list { border-top: 1px solid var(--line); }
.faq-list details { border-bottom: 1px solid var(--line); }
.faq-list summary { position: relative; padding: 1.5rem 3rem 1.5rem 0; font-family: var(--serif); font-size: clamp(1.15rem,2vw,1.45rem); cursor: pointer; list-style: none; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { content: "+"; position: absolute; right: .5rem; top: 1.2rem; color: var(--gold-dark); font-family: var(--sans); font-size: 1.6rem; }
.faq-list details[open] summary::after { content: "−"; }
.faq-list details p { max-width: 850px; padding: 0 3rem 1.5rem 0; color: var(--muted); }

.contact-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: clamp(3rem,7vw,7rem); }
.call-card { margin-top: 2.5rem; padding: 1.5rem; border: 1px solid var(--dark-line); }
.call-card a { display: block; color: #d9bc78; font-family: var(--serif); font-size: clamp(1.7rem,4vw,2.8rem); text-decoration: none; }
.claim-form { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; padding: clamp(1.4rem,4vw,2.5rem); background: white; color: var(--ink); box-shadow: var(--shadow); }
.field { display: grid; gap: .35rem; }
.field.full { grid-column: 1 / -1; }
.field label { font-size: .78rem; font-weight: 800; letter-spacing: .05em; text-transform: uppercase; }
.field input, .field select, .field textarea { width: 100%; min-height: 48px; padding: .72rem .8rem; border: 1px solid #aaa79f; border-radius: 0; background: white; color: var(--ink); }
.field textarea { min-height: 120px; resize: vertical; }
.consent { grid-column: 1 / -1; display: grid; grid-template-columns: 20px 1fr; gap: .6rem; align-items: start; color: var(--muted); font-size: .8rem; }
.consent input { width: 18px; height: 18px; margin-top: .15rem; }
.form-note { grid-column: 1 / -1; color: var(--muted); font-size: .78rem; }
.fee-copy { margin: 1rem 0 1.4rem; color: var(--muted); font-size: .9rem; line-height: 1.55; }
.form-actions { grid-column: 1 / -1; display: flex; flex-wrap: wrap; gap: .8rem; align-items: center; }
.form-actions span { color: var(--muted); font-size: .75rem; }

.resource-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 1.2rem; }
.resource-grid.resource-grid-single { grid-template-columns: minmax(0, 760px); }
.resource-card { display: flex; min-height: 300px; flex-direction: column; justify-content: space-between; padding: 1.6rem; border: 1px solid var(--line); background: white; text-decoration: none; transition: transform .2s ease, box-shadow .2s ease; }
.resource-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.resource-card .tag { color: var(--gold-dark); font-size: .72rem; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
.resource-card h3 { margin: 1rem 0; }
.resource-card p { color: var(--muted); font-size: .9rem; }
.resource-card time { color: var(--muted); font-size: .78rem; }

.page-hero { padding: 6rem 0 4rem; color: white; background: var(--ink); }
.page-hero h1 { font-size: clamp(3rem,7vw,6rem); }
.page-hero .lede { margin-top: 1.5rem; }
.breadcrumbs { margin-bottom: 2rem; color: rgba(255,255,255,.6); font-size: .78rem; }
.breadcrumbs a { color: white; }
.article { background: white; }
.article-head { padding: 5rem 0 3rem; border-bottom: 1px solid var(--line); }
.article-head h1 { font-size: clamp(2.7rem,6vw,5.2rem); }
.article-meta { display: flex; flex-wrap: wrap; gap: 1rem 2rem; margin-top: 1.5rem; color: var(--muted); font-size: .82rem; }
.prose { padding: 4rem 0 7rem; }
.prose h2 { margin: 3.5rem 0 1.2rem; font-size: clamp(2rem,4vw,3rem); }
.prose h3 { margin: 2.2rem 0 .8rem; }
.prose p, .prose ul { margin: 0 0 1.2rem; }
.prose ul { padding-left: 1.3rem; }
.prose .notice { margin: 2rem 0; padding: 1.4rem; border-left: 4px solid var(--gold); background: var(--paper); }
.prose .article-cta { margin-top: 3.5rem; padding: 2rem; color: white; background: var(--ink); }
.prose .article-cta h2 { margin-top: 0; color: white; }

.filter-bar { display: grid; grid-template-columns: 1fr 260px; gap: 1rem; margin-bottom: 2rem; }
.filter-bar input, .filter-bar select { min-height: 50px; padding: .75rem 1rem; border: 1px solid #9c9992; background: white; }
.empty-state { display: none; padding: 2rem; border: 1px dashed var(--line); color: var(--muted); text-align: center; }

.legal { padding: 6rem 0 8rem; background: white; }
.legal h1 { margin-bottom: 2rem; font-size: clamp(2.8rem,6vw,5rem); }
.legal h2 { margin: 3rem 0 1rem; font-size: clamp(1.8rem,4vw,2.7rem); }
.legal p, .legal ul { margin: 0 0 1.2rem; }
.legal ul { padding-left: 1.3rem; }

.site-footer { padding: 4rem 0 2rem; color: white; background: #080809; }
.footer-grid { display: grid; grid-template-columns: 1.2fr .7fr .7fr; gap: 3rem; }
.footer-brand img { width: 280px; height: auto; padding: 0; background: transparent; object-fit: contain; filter: brightness(0) invert(1); }
.footer-brand p { max-width: 500px; margin-top: 1.4rem; color: rgba(255,255,255,.62); font-size: .86rem; }
.footer-col h2 { margin-bottom: 1rem; font-family: var(--sans); font-size: .72rem; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; }
.footer-col a, .footer-col span { display: block; margin: .45rem 0; color: rgba(255,255,255,.72); font-size: .88rem; }
.footer-bottom { display: flex; justify-content: space-between; gap: 2rem; margin-top: 3rem; padding-top: 1.5rem; border-top: 1px solid var(--dark-line); color: rgba(255,255,255,.45); font-size: .72rem; }
.government-note { max-width: 640px; text-align: right; }
.mobile-cta { display: none; }

@media (max-width: 980px) {
  .menu-toggle { display: block; }
  .site-nav { position: absolute; left: 0; right: 0; top: 82px; display: none; flex-direction: column; align-items: stretch; padding: 1.2rem 20px 1.5rem; border-bottom: 1px solid var(--line); background: var(--paper); box-shadow: 0 20px 40px rgba(0,0,0,.1); }
  .site-nav.open { display: flex; }
  .site-nav a { padding: .55rem 0; }
  .hero-grid, .split, .contact-grid, .areas { grid-template-columns: 1fr; }
  .hero-grid { align-items: start; }
  .credential { max-width: 500px; }
  .section-head { grid-template-columns: 1fr; align-items: start; }
  .section-head .lede { justify-self: start; }
  .scenario-grid { grid-template-columns: repeat(2,1fr); }
  .claims-grid { grid-template-columns: repeat(2,1fr); }
  .process { grid-template-columns: 1fr 1fr; }
  .process article { border: 1px solid var(--line); margin: -1px 0 0 -1px; }
  .about-card { grid-template-columns: 250px 1fr; }
  .resource-grid { grid-template-columns: repeat(2,1fr); }
  .editorial-hero, .story-grid, .why-intro { grid-template-columns: 1fr; }
  .path-grid { grid-template-columns: 1fr; }
  .path-divider { padding: 3rem 0 0; border-top: 1px solid var(--dark-line); border-left: 0; }
  .editorial-hero-copy { padding: 5rem 20px; }
  .editorial-hero-media { min-height: 430px; }
  .story-aside { position: static; }
  .value-grid { grid-template-columns: 1fr; }
  .why-row { grid-template-columns: 60px 1fr; }
  .why-row p { grid-column: 2; }
  .b-hero-inner, .b-signal-grid, .b-trust-grid, .c-hero-grid, .c-method > .container { grid-template-columns: 1fr; }
  .b-credential { max-width: 420px; }
  .c-collage { min-height: 560px; }
  .c-method-intro { position: static; }
  .c-honesty-grid { grid-template-columns: 70px 1fr; }
  .c-honesty-grid .button { grid-column: 2; justify-self: start; }
  .premium-inner .why-row { grid-template-columns: 60px 1fr; }
  .premium-inner .editorial-hero-media { padding: 0; min-height: 430px; }
}

@media (max-width: 680px) {
  .container, .narrow { width: min(100% - 28px, 1180px); }
  .nav-wrap { min-height: 72px; }
  .brand img { width: 220px; }
  .site-nav { top: 72px; }
  .hero { padding-top: 4rem; }
  .hero::after { width: 45%; }
  .hero-proof { grid-template-columns: 1fr; }
  .hero-media, .hero-media img { min-height: 320px; }
  .hero-proof div { padding: 1rem 0; }
  .hero-proof div + div { border-left: 0; border-top: 1px solid var(--dark-line); padding-left: 0; }
  .scenario-grid, .claims-grid, .process, .resource-grid { grid-template-columns: 1fr; }
  .decision-grid { grid-template-columns: 1fr; }
  .scenario { min-height: 0; }
  .scenario .number { margin-bottom: 1.2rem; }
  .process article { min-height: 0; }
  .process article::before { margin-bottom: 1.5rem; }
  .contractor-grid { grid-template-columns: 1fr; }
  .about-card { grid-template-columns: 1fr; }
  .about-mark { min-height: 240px; border-right: 0; border-bottom: 1px solid var(--line); }
  .claim-form { grid-template-columns: 1fr; }
  .field { grid-column: 1 / -1; }
  .filter-bar { grid-template-columns: 1fr; }
  .company-link-grid { grid-template-columns: 1fr; }
  .why-row { grid-template-columns: 45px 1fr; gap: 1rem; }
  .license-panel dl { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; }
  .government-note { text-align: left; }
  .mobile-cta { position: fixed; z-index: 45; left: 0; right: 0; bottom: 0; display: grid; grid-template-columns: 1fr 1fr; gap: 1px; padding: 8px; background: rgba(8,8,9,.96); box-shadow: 0 -8px 30px rgba(0,0,0,.2); }
  .mobile-cta .button { min-height: 46px; padding: .7rem .6rem; font-size: .74rem; }
  body { padding-bottom: 64px; }
  .b-hero { min-height: 0; }
  .b-hero-inner { padding-top: 5rem; padding-bottom: 3rem; }
  .b-hero-shade { background: rgba(5,5,6,.86); }
  .b-issue-list a { grid-template-columns: 38px 1fr; }
  .b-issue-list em { grid-column: 2; }
  .b-steps article { grid-template-columns: 48px 1fr; gap: 1rem; }
  .b-steps div { display: block; }
  .b-steps p { margin-top: .6rem; }
  .b-route-grid, .c-dossier-grid, .c-paths > .container { grid-template-columns: 1fr; }
  .b-route-grid article { min-height: 360px; }
  .c-hero-copy h1 { font-size: clamp(4rem,20vw,6rem); }
  .c-collage { min-height: 420px; }
  .c-image-primary { inset: 0 0 50px 35px; }
  .c-image-secondary { width: 50%; height: 190px; border-width: 7px; }
  .c-stamp { width: 105px; height: 105px; font-size: .55rem; }
  .c-dossier-head { display: block; }
  .c-dossier-head .text-link { margin-top: 1.5rem; }
  .c-dossier-grid article { min-height: 280px; }
  .c-honesty-grid { grid-template-columns: 1fr; }
  .c-quote { font-size: 6rem; }
  .c-honesty-grid .button { grid-column: 1; }
  .c-path-card { min-height: 380px; }
  .premium-inner .page-hero { min-height: 460px; }
  .premium-inner .page-hero::before { top: 2.2rem; }
  .premium-inner .page-hero::after { right: -45%; top: -15%; }
  .premium-inner .claims-grid, .premium-inner .process { gap: .8rem; }
  .premium-inner .claim-card, .premium-inner .process article { min-height: 230px; }
  body:has(.site-nav a[href="/for-contractors/"][aria-current="page"]) .claims-grid .claim-card h3 { min-height: 0; }
  .premium-inner .why-row { grid-template-columns: 45px 1fr; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: .01ms !important; animation-duration: .01ms !important; animation-iteration-count: 1 !important; }
}